Sheep and cows as Microloans

Cows are the livelihood of many village families. During the decades of war many people

lost their livestock.

It took us about one year to develop a microloan system that guarantees the back

payment of the loans: The village elders elected a "cow commitee" that works voluntarily

and is responsible for choosing the families for the loans, the back payment and who's

the next family. With this loan of about $500 USD the family leader buys a cow with a little

calf. After one year he has to pay back the money, that goes to the next family afterwards,

and so on.

Since the start of this project about 150 families got cows. And these cows have got

offspring of course...

The Kuchi People...

...live semi-nomadic. They don't have cows, but instead camels, sheep and goats. During the five years of heavy drought during the time of the Taliban, they lost 75% of their livestock. Many clans have been heavily impoverished since then.

After the same principle that our cow project takes, every family receives a loan to buy 5 ewes. A special 3 families also get a ram. A special "Sheep Committee" looks after the payback of the microloan and it's revolvement to the next families. It works! At this point, about 500 families have got their sheep. The ones who were the first are now able to live on their herds.

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Suite 16, 476 Canterbury Road 

Forest Hill 3131, VIC

Australia